Monday with Matthew: Why Were FHFA Mortgage Fee Changes Put on Hold?
Monday with Matthew: Why Were FHFA Mortgage Fee Changes Put on Hold? The Federal Housing Finance Authority recently put a hold on raising upfront mortgage fees given pushback that suggested home buyers with good credit were being penalized. Windermere Chief Economist Matthew Gardner looks at Loan Level Price Adjustments (LLPAs) to explain why some headlines
Read More →Western Washington Gardner Report Q1

Western Washington Gardner Report Q1
Q1 2023 GARDNER REPORT Western Washington Real Estate Market Update by Matthew Gardner Below is the latest Western WA housing market trends analysis. Additional links: Historical Western WA Data Eastern WA Data Central WA Data Other Regional Data The following analysis of select counties of the Western Washington real estate market is provided by Windermere
Read More →Mortgage Rate Predictions and Misconceptions

Mortgage Rate Predictions and Misconceptions
The Federal Reserve Bank of New York just released their 2023 Housing Survey, which shows how the U.S. population feels about the housing market. Windermere Chief Economist Matthew Gardner digs into the mortgage rate predictions, showing how demographics played a role in the results.
Read More →If I could sell my house for $XXXX, I would list it this Spring….

If I could sell my house for $XXXX, I would list it this Spring….
Feel free to reply to me with YOUR number! Despite interest rates doubling over the past year and a half and what you’ve been hearing in the media, the limited supply of homes on the market has left buyers eager for more inventory. What is happening in the real estate market on the Eastside, you
Read More →Monday with Matthew: Will Rising Foreclosures Impact the Housing Market?

Monday with Matthew: Will Rising Foreclosures Impact the Housing Market?
How will rising foreclosures impact the U.S. housing market? To give his answer, Matthew Gardner sheds light on the latest foreclosure data and shows how prepared home buyers are to manage their mortgage debt today compared to the 2000s.
Read More →Recent Bank Failures… What Does This Mean for the US Economy and Housing Market?

Recent Bank Failures… What Does This Mean for the US Economy and Housing Market?
What do the recent failures of Silicon Valley Bank and Signature Bank mean for the U.S. economy and housing market? Windermere Chief Economist Matthew Gardner details how the bond market has already impacted mortgage rates, the decisions facing the Fed, and more.
Read More →Mondays with Matthew: Renting vs. Buying a Home: The Financial Benefits of Homeownership

Mondays with Matthew: Renting vs. Buying a Home: The Financial Benefits of Homeownership
Is it better to rent or buy a home? Windermere Chief Economist Matthew Gardner explains why buying a home is the financially superior option by detailing the wealth-building opportunities and tax benefits that come with homeownership.
Read More →Thank you! 2023 Market Forecast event with famed economist Matthew Gardner

Thank you! 2023 Market Forecast event with famed economist Matthew Gardner
Thank you to all those that attended the 2023 Market Forecast event with Matthew Gardner last week. As usual, Matthew kept audience engaged with a fast-paced presentation mixed with some humor. If you missed the event and want the slides or video, please reply to this email. As always, please consider me a resource if
Read More →Western Washington Gardner Report Q4

Western Washington Gardner Report Q4
Q4 2022 GARDNER REPORT Western Washington Real Estate Market Update by Matthew Gardner Below is the latest Western WA housing market trends analysis. Additional links: Historical Western WA Data Eastern WA Data Central WA Data Other Regional Data The following analysis of select counties of the Western Washington real estate market is provided by Windermere
Read More →Monday’s With Matthew: 2023 Real Estate Forecast: Why This Market Won’t Be Like 2008

Monday’s With Matthew: 2023 Real Estate Forecast: Why This Market Won’t Be Like 2008
Will there be a housing market crash in 2023? Windermere Chief Economist Matthew Gardner presents data on U.S. home prices, home sales, mortgage rates, and more to explain why the 2023 real estate market is much different than the housing bubble of 2008.
Read More →JUST LISTED: Welcome to Clyde Hill Modern

JUST LISTED: Welcome to Clyde Hill Modern
http://www.clydehillmodern.com
Read More →Matthew Gardner’s Top 10 Predictions for 2023

Matthew Gardner’s Top 10 Predictions for 2023
Is there a housing bubble? Will mortgage rates drop? Will housing affordability issues improve for hopeful buyers? Windermere Chief Economist Matthew Gardner gives his thoughts on these questions and more in his Top 10 Predictions for 2023.
Read More →Western Washington Gardner Report Q3

Western Washington Gardner Report Q3
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What I’ve Learned After Investing in 20 Single Family Rentals…

What I’ve Learned After Investing in 20 Single Family Rentals…
Click the image below to view my latest video!
Read More →Mondays with Matthew: Are We in a Housing Recession?

Mondays with Matthew: Are We in a Housing Recession?
Windermere Chief Economist Matthew Gardner digs into the data—and the dictionary—to give his take on whether we are currently in a housing recession and offers an alternative term that he believes more aptly describes the current status of the U.S. Housing Market.
Read More →Mondays with Matthew: The Continued Decline of the Housing Market Index

Mondays with Matthew: The Continued Decline of the Housing Market Index
Windermere Chief Economist Matthew Gardner digs into the steadily dropping Housing Market Index by examining present and future sales figures, inventory levels, new home starts, and how housing affordability has complicated matters for home builders.
Read More →Quick Market Update!

Quick Market Update!
The Blue Angels just left town after an amazing Seafair weekend, and summer is flying by! I hope you are enjoying some sunshine along with time with family and friends. The July 2022 Eastside stats are out, and I wanted to share some notes and graphs. We are still seeing an increase in active inventory,
Read More →Annual Report Regarding International Buyers

Annual Report Regarding International Buyers
The National Association of Realtors (NAR) recently released its annual report regarding international buyers, and I thought it was worth sharing since the topic comes up quite often. Between April 2021 and March 2022, foreign buyers spent $59 Billion on residential purchases. This is an 8.5% increase from the previous year, and 44% of these
Read More →Monday with Matthew: The Growing Housing Affordability Problem

Monday with Matthew: The Growing Housing Affordability Problem
Addressing housing affordability sounds simple: build more units. Windermere Chief Economist Matthew Gardner explains why the solution is more complex by examining recent affordability data, the decline in construction of “missing middle” housing, the role of growth management policies, and changing U.S. demographics.
Read More →So How Is The Market

So How Is The Market
Everywhere I go I am asked, “so how is the market?”. Well, our new stats came out and I wanted to share some thoughts about what we are seeing. Please see some notes below along with some handy charts. The numbers represent single family homes on the Eastside through the end of May 2022. I
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